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Sunday, August 18, 2019

(更新)没有扣税的股息 Zero withholding tax stock/CEF/ETF


有投资美股经验的朋友都知道,美国股息抽税非常高30%withholding tax (WHT)。在马来西亚股息是免税,REIT则抽税10%。新加坡同样股息免税,REIT则抽税10%。香港股息免税,中国抽税10%。英国股息是免税,REIT则抽税20%。各国的预扣税率完整清单(参考1)。


美国股息抽税30%,就是说如果公司派股息10美元,扣3.00美元WHT,你得7.00美元。但是如果你是通过大马本地投行 (Maybank, RHB, CIMB, Hong Leong 等) 买入美股的话,你还需付手续费大概$8.00美元,那么你的股息完全“被没收了”,一分钱也拿不到。这就是Ali 早期投资美股的经验,后来使用国外的Broker (TD Ameritrade, Schwab, Interactive Brokers, Webull) 就不同了,拿到应得的股息。本地和外国broker比较,请跳到连线

注:一些broker还有自动退税。如果你申报申请还可能取回全部预扣税WHT。这个退税课题,Ali以前已经讨论过很多次,想知道可以翻翻标签 Withholding Tax的文章。

Ali投资美股十几年遇到很多“新奇古怪”事情,如投资输钱还可以告公司索赔,这些经验都分享在blog里,希望对读者/新投资者有个参考。回来今天的主题《没有扣税的股息 Zero withholding tax stock》。Ali 遇到一些股票原来是没有扣税Tax的,如果公司派$10股息,拿到足足$10。不用申请。下面是一些没有扣税的股息 Zero withholding tax stock的清单,可能还有更多的。(如果你知道的股票也没扣税,请在下面留言)。



as date
16-8-2019
No
Ticker
Name
Price
DY
1
BBL
BHP Group PLC
42.65
5.39%
2
BCS
Barclays PLC
6.74
5.19%
3
BP
BP plc
36.29
6.78%
4
BTI
British American Tobacco PLC
36.73
7.30%
5
DEO
Diageo plc
167.69
2.08%
6
GSK
GlaxoSmithKline plc
40.19
5.20%
7
HSBC
HSBC Holdings plc
36.12
5.54%
8
NGG
National Grid plc
52.26
5.91%
9
PUK
Prudential Public Limited Company
34.7
3.63%
10
RBS
Royal Bank of Scotland Group PLC
4.45
8.54%
11
RDS.B
Royal Dutch Shell plc ADR Class B
55.56
6.77%
12
UL
UNILEVER N.V. Common Stock
61.06
2.96%
13
VOD
Vodafone Group Plc
18.34
5.51%
14
WBK
Westpac Banking Corp
19.05
6.93%

* 还有:Carnival (CUK)、Pearson (PSO)、G4S (BFSZY)


参考
1. 各国的预扣税率完整清单
https://us.spindices.com/documents/additional-material/withholding-tax-index-values.pdf

2.  美国存托凭证ADR (American Depositary Receipt)完整清单
https://topforeignstocks.com/foreign-adrs-list/


没有扣税的CEF和ETF
除了上面的股票没有扣税,Ali还发现一些CEF和ETF 也是没有扣税的。
下面是其中20档没有扣税的Closed End Fund (CEF)

as date
16-8-2019
No
Ticker
FUND NAME
EFFECTIVE LEVERAGE %
DY
1
39.31%
4.97%
2
45.20%
4.95%
3
48.03%
4.94%
4
37.08%
4.92%
5
36.84%
4.90%
6
44.33%
4.88%
7
42.73%
4.88%
8
39.25%
4.87%
9
37.59%
4.86%
10
39.07%
4.85%
11
19.75%
4.82%
12
37.62%
4.80%
13
24.50%
4.80%
14
42.42%
4.77%
15
30.55%
4.76%
16
45.91%
4.74%
17
37.92%
4.73%
18
40.23%
4.71%
19
40.94%
4.69%
20
29.08%
4.69%


下面是其中10档没有扣税的Exchange Trade Fund (ETF)

No
Symbol
ETF Name
Asset Class
Total Assets ($MM)
1
Bond
$13,975.53
2
Bond
$5,677.42
3
Bond
$3,653.63
4
Bond
$2,953.96
5
Bond
$2,398.29
6
Bond
$1,996.00
7
Bond
$1,837.62
8
Bond
$948.25
9
Bond
$423.85
10
Bond
$320.22

这些没有扣税的CEF/ETF都是municipal bond 市政厅/地方政府债券,大部分是每月派息,没有扣withholding tax。
注:以Ali 亲身经历,用TD,  Schwab, Webull都没有扣税,除了IB 投资这些muni bond 还是扣30% WHT,不过IB将下一年退回。

目前找到一共147 个CEF和29个ETF 是没有扣税的。由于太多不能列出全部在blog里,如果读者想要完整《没有扣税的Stock/CEF/ETF list》,请填写你的email下面表格。
***表格关闭了*** 如果想要请留言或email 


***********************************************************
Ali的投资心得收录在股海十年一百万投资历程的故事》。


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十载投资,路在何方,扎根本土,放眼世界。
一百万不是终点,是一个里程,
不是休息站,是另一个起点。

42 comments:

  1. Hi Ali,
    Thanks for sharing.
    just wondering the DY% is so high for a share price of $4.45 (RBS), is it correct?

    ReplyDelete
    Replies
    1. i checked a few website like morningstar. RBS dy is high

      Delete
  2. 免费的我不知道,我手上有加拿大MFC,看statement算了大概withholding tax有15%

    ReplyDelete
  3. from my knowledge is concern! All Stock company Register their company at UK is TAX FREE!

    ReplyDelete
    Replies
    1. the tax is depend on country as per table (参考1)
      UK stock is tax free, but UK REIT is 20% tax

      Delete
  4. Follow already,please sent me the list,thanks for sharing!����

    ReplyDelete
    Replies
    1. the request form is already closed. however, you can provide your email? I forward to you

      Delete
  5. 非常實用資料, 謝謝
    我用FIRST TRADE買過
    CEF的MUH
    ETD的PRS,TBB也都沒扣稅,提供給您

    另外想要您的《没有扣税的Stock/CEF/ETF list》
    我的EMAIL是:
    stockton0089@gmail.com

    感謝您

    ReplyDelete
  6. 您好,
    想要您的《没有扣税的Stock/CEF/ETF list》
    我的EMAIL是:
    carvhk@sina.com

    感謝您

    ReplyDelete
  7. 如果可以我也想要 沒有扣稅的 stock/etf list :-D
    remindwithwwjd@gmail.com 謝謝

    ReplyDelete
  8. 我也想要
    frankliao0509@gmail.com

    ReplyDelete
  9. 我也想要
    seanlinent@yahoo.com.tw
    Thanks

    ReplyDelete
  10. 我也想要waiting0607@gmail.com,自己有買也是無扣稅的英股cuk pso GFSZY

    ReplyDelete
  11. 你好,請問可以再寄一次嗎?我看了信箱以及垃圾郵件並沒有找到,另外跟你分享一個股票的估值表,http://mikeon88.imotor.com/viewthread.php?tid=24&extra=page%3D1,盈再表下載輸入股票代碼後,會有建議的入手價格給你投資作參考,謝謝~

    ReplyDelete
  12. 你好, 想要你的没有扣税的Stock/CEF/ETF list
    email:nomo167@gmail.com

    ReplyDelete
  13. 你好, 想要你的没有扣税的Stock/CEF/ETF list
    email:kokliang0922@hotmail.com

    ReplyDelete
  14. 我也想要沒有扣稅的stock cef etf list 感謝 email jeanyclok@yahoo.com.hk

    ReplyDelete
  15. 我也想要你的没有扣税的Stock/CEF/ETF list
    電郵是 90sfinfreedom@gmail.com
    萬分感謝

    ReplyDelete
  16. Thank you for sharing. May I have the tax free CEF/ETF list?
    mtsang18@yahoo.com

    ReplyDelete
    Replies
    1. sent the link to your email, pls have a look

      Delete
  17. Hi Ali, Could you please share with me the Stock/CEF/EFT list? my email is hkbpt111@gmail.com.
    Thanks.

    ReplyDelete
    Replies
    1. sent, thank you for visit, please like Ali facebook page to follow new update

      Delete
  18. Hi Ali,
    Thank you for sharing, very useful information. May I have the tax free CEF/ETF list?
    email: wongyl563@gmail.com

    ReplyDelete
  19. Very useful information, thanks. I've followed your Facebook, can you mail me the tax free stock/CEF/ETF list ? My email alex1973@gmail.com

    ReplyDelete